No More Funk

I have been using a product called Funk Butter as deodorant for over a year. It works very well, but it can be pricey with shipping. I had heard of others making their own deodorant, so I decided to give it a try. My sister gave me a recipe, and it works great. It is so easy and cheap - equal parts baking soda and corn starch with enough coconut oil to make your desired consistency. I added a couple drops of tea tree oil as well. I really like it. I don't stink at all! It even stands up to rowing.

Higher Education here they come

I finally made the plunge and started 529 plans for the kiddos. It has taken me 5.5 years! It seemed like such a daunting task. There are so many plans to consider. Luckily my state provides tax considerations regardless of the plan you choose. I decided after reading a few finance blogs and perusing Bankrate on the Ohio CollegeAdvantage plan. The biggest draw aside from low fees and solid investments was the fact that they are currently offering a $25 referral and sign-up bonus. The initial investment needed is only $25. E already has $75 from the start-up money and a referral from his sister. The same will be for A. B will have $50 just from the sign-up bonus. It seemed like an easy way to begin.

How to Earn Your Referral Bonus

1. Open a new 529 account with $25.
2. Enter the following referral code: 2429910.
3. You will receive a $25 credit to your account within 7-10 business days after your account is established. (And E will get $25 for referring you.)
4. You must establish an account on or before December 15, 2008 in order to be eligible to receive the referral bonus.
5. Let me know if you decide on this plan.

So now for holidays, birthdays or any special occasion, you can always just add money to their 529 plans.